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Originally posted by robustpuppy
Even if your dog is a Lab?
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From what I understand, even if your dog is a toy poodle. (Maybe especially if your dog is a poodle, those things have nasty tempers.)
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Interestingly, certain insurers might not cover you if you get a certain breed (Rottweiler or Doberman, for example, which is a travesty, IMHO). They must think the potential increase in liability due to a bite outweighs the reduced risk of loss from a burglary.
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Because dog bites are a tort case with juries deciding damages, they are probably right. Hell, I'd bet the burgulars could sue you for big bucks, too.