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		| Originally posted by Bad_Rich_Chic From what I understand, even if your dog is a toy poodle.  (Maybe especially if your dog is a poodle, those things have nasty tempers.)
 Because dog bites are a tort case with juries deciding damages, they are probably right.  Hell, I'd bet the burgulars could sue you for big bucks, too.
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 The Displaced Dog spent a week of his late puppyhood in jail for nipping at a garbage man who had opened his gate and come into his yard.  Ten days in the hoosegow, trading puppuroni in order to ensure that he wasn't made some pit bull's bitch.  They let us have conjugal visits.
Anyhow, when I bought my house last year, the first insurance company that I called asked me if the Displaced Dog had ever bitten anyone, and I disclosed the several year old incident (including the paperwork that found the whole thing to have been provoked by the garbage man).  I was told that there was no way that I could be absolutely sure that he wouldn't bite another person on the property.  I had to hunt for another homeowners policy.  My current insurer did not ask, and I did not tell.