Quote:
Originally posted by Replaced_Texan
Anyhow, when I bought my house last year, the first insurance company that I called asked me if the Displaced Dog had ever bitten anyone, and I disclosed the several year old incident (including the paperwork that found the whole thing to have been provoked by the garbage man). I was told that there was no way that I could be absolutely sure that he wouldn't bite another person on the property. I had to hunt for another homeowners policy. My current insurer did not ask, and I did not tell.
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Your insurer asked if you had pets? Mine never did -- if I had been asked, I would have had to disclose my gaggle of ferocious kitty-cats and one less than fierce pussy-dog. Even more shocking to me was their utter lack of concern over the pool -- I always thought a pool made your insurance sky-rocket. Live and learn. Of course, the only real possible risk is my getting drunk and drowning in the jacuzzi (or having the tv fall in while I bubble and watch the Cup finals) so maybe the insurance company wasn't concerned about paying out such a minor loss.
