Quote:
Originally posted by Mmmm, Burger (C.J.)
They get taxed on withdrawal, so it's just a time shift.
But you could also remove the limits on Roth conversions, and take the immediate gains from the revenues paid on taxes resulting from conversions.
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If it's a revenue-neutral time shift, then there's no advantage for us. But we're planning to take out the money when we're in a lower tax bracket, so I can't believe it's revenue neutral.
I don't have a particular problem with increasing the limits on 401(k) and IRA contributions. I also don't have a problem with the government giving everyone a Kraut car, freeing up income that I could then save for retirement.
