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Old 03-29-2005, 10:09 AM   #63
sunnybunny
hippity hop, hippity hop!
 
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Join Date: Mar 2003
Location: Out to lunch
Posts: 1,341
Financial Pole/Poll/

OK, I had something weird happen with one of my credit cards. On the 18th, I made a sizeable online payment. The day before and the day after, I made fairly big ticket purchases. I got a call at home for "suspicious activity on my card" and my card was frozen until I called back and confirmed that the charges were mine. How they have not figured out that I'm a compulsive shopper, lord only knows. I called back, and all has been well, I've been charging away. Now, it's ten days later and the credit has shown up on my credit account, but THERE HAS BEEN NO corresponding deduction from my bank account. Usually, the money comes out of my checking account within 3 days of me paying online and always happens before the credit is "freed up" on my credit card. So, do I call them and tell them that there has been no deduction from my checking account, or do I let them figure it out (if they do????)…I'm thinking something about them freezing the account the day after I made the payment somehow sent the EFT into the ether somewhere, never to be discovered again until they audit themselves…I know what I'm going to do, but wonder what others would do if faced with the same situation?????
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KRUSTY
So he's proactive, huh?

EXECUTIVE
Oh, God, yes. We're talking about a totally outrageous paradigm.

MEYER
Excuse me, but "proactive" and "paradigm"? Aren't these just buzzwords that dumb people use to sound important? Not that I'm accusing you of anything like that.
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