Quote:
Originally posted by Mmmm, Burger (C.J.)
5 options:
Cash
Bond fund
S&P 500 index
Small-cap fund (wishire 4500)
International (EAFE)
They're adding some lifecycle funds soon. But I believe those aren't true funds but rather preset ratios in the existing funds that change the ratios as you/they age.
The pathetic thing about TSP is that something like 48% of assets are in cash.
|
So almost certainly less than 25% of your whatever billion is actually in an indexed fund. ETA oh fine, go on and edit away my thought. It's probably good that so much is in the index fund, eh?
Cash is probably the default -- it frequently is. Some companies are trying to use other things, but it's problematic. I personally really like the lifestyle-type funds, or when they will rebalance for you.