Quote:
Originally posted by Tyrone Slothrop
If I understand correctly, you are proposing that the government provide a certain minimum level of insurance, and that it try to use market mechanisms to keep the price of that down. People can then buy more insurance on top of that. That much sounds basically good to me. I don't really see the value of the driver's license angle to it. Rather than using a coercive mechanism, and have to worry about enforcement, I'd rather see it provided to everyone, and have the government do something like divide people into pools and have private parties bid to provide coverage to each.
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If the government pays for everyone there is no incentive to keep prices down. For everyone that has their health insurance premiums paid by the government won't care what price is paid for the premiums. You need a bunch of people shopping for the best health care plan they can get (the licensed driver). If the government is the only purchaser then they will start buying $5,000 wrenches and buy the health insurance plan from the company that donates the most to their campaign.
