Quote:
Originally posted by Mmmm, Burger (C.J.)
They also seem to want to take the risk. Why don't they buy a massively expensive insurance policy with the huge bonus, that pays if their career ends? Apparently they like the risk or are willing to take it.
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I would speculate that potential insurers would demand a lot to bear that risk, leading players to self-insure.
As I said before, maybe most players have convinced themselves that they are Elect, not Preterite, and certainly not the Damned (who never made it to the pros at all), and that if they act right and don't step on a crack, they'll avoid injury.