Quote:
Originally posted by Cletus Miller
You can call the credit agencies and put a fraud alert on your files, but (i) it isn't necessarily going to prevent new accounts from being opened and (ii) it makes it a real pita if you are trying to get new credit from a lender who actually reads the report.
Hopefully, you didn't have anything with your SSN on it in the lost wallet. Without that, it's more of a challenge for the fraudster.
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Enroll in the Privacy Assist program (or whatever name it goes by) for your credit cards. They will then inform you right away if someone looks into your credit or tries to open a new card -- any sort of credit activity. It costs a few dollars a month. I had identity theft problems in 2005 and I enrolled then. It helps for peace of mind.
Actually, I misread the original question -- cancel your cards right now and get new ones. Then enroll in Privacy assist going forward with the new cards for peace of mind.
