Quote:
Originally Posted by Adder
If one is not averse to the risk, it is probably a good time to be investing extra cash instead. But it is really a queston of personal preference.
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2. Paying down a mortgage reduces liquidity. Long term that's a great rate (although you could refinance for something better perhaps). And after taxes the real rate of return is more like 3.75% on that investment. So go find a CD that gives you 2% in the short term if you want something that's about as secure as you can get (up to the FDIC limit of $250k).
