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Old 01-17-2011, 08:04 PM   #5
sebastian_dangerfield
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Join Date: Mar 2003
Location: Monty Capuletti's gazebo
Posts: 26,231
ERISA Question?

Person is working for a company A. Has group disability policy.

Person files claim for disability.

Claim is denied.

Person appeals.

Disability causes person to be unable to continue working.

While appeal is pending, person leaves job. Employer then stops paying for disability policy.

Does the person have an obligation to keep paying under the policy? (Don't even know how that'd be done.) Convert to independent policy? Would non-payment while a claim or appeal is pending be considered a lapse?
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Last edited by sebastian_dangerfield; 01-17-2011 at 08:10 PM..
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