Quote:
Originally Posted by Icky Thump
Am I an idiot for paying my mortgage on 4/1?
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You haven’t missed the window. You can call up and they’ll give 90 days, no questions asked. Then you can either pay all accrued principal and interest 90 days from now or they’ll capitalize it all into loan and stick on back end.
If you’ve something better to do with the money or are paranoid that this is going to go full societal collapse and want to hoard cash (some folks are doing this, and not irrationally), its not a horrible idea.