Quote:
Originally posted by Mmmm, Burger (C.J.)
For most of them, aren't they right? If you're young and healthy, why should you pay a lot for health insurance, if all you're getting/using is one checkup a year? (Put aside need for catastrophic coverage).
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Yes, they are right that it is cheaper unless they are one of the unlucky few who suddenly find themselves in need of catastrophic coverage. But if the catastrophic event is acute (like a car wreck), they get medical care through an ER as a self-pay who then doesn't pay (and then declares bankruptcy to discharge the debt).
I was just pointing out that people always think of the uninsured as those who have no other option. Many don't have another option, but there is a surprisingly high number who could be insured if they spent less money on cell phones/cable/clothing/partying, etc.
It is like that idiot from my law school. She grew up on medicaid, so she got used to not having to pay for health insurance. The law school made you either buy insurance through the school or show proof you had a policy. She got herself insurance through the school, but wouldn't spend the money to pay for her kid to have health insurance. Luckily for the child, no catastrophic events occured.
