Quote:
Originally posted by Tyrone_Slothrop
Presumably Not me is libertarian enough to agree with you if you tell her that they're self-insuring, but maybe she wants to have the government impose some reserve requirements, etc.
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Insurance is one area where I am not libertarian (and the FCC regulating the public airwaves is another). So I am libertarian with a few exceptions. I am more of a moderate with a libertarian leaning.
The issue for insurance for me is that these people aren't just hurting themselves if they don't get the insurance. They are hurting me because if something catastrophic does happen, they get care through an ER and that means higher costs for those of us who do have insurance. That is called cross-subsidization in healthcare finance lingo.
In insurance lingo, these people are called free riders.
