Quote:
Originally posted by fufu
They might be healthy but what happens if they are involved in an MVA, or in my town, some idiot runs a red light. They are looking at thousands of dollars in medical bills.
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They get treated in an ER just like those without insurance. Then they get a big bill, don't pay it, get a collection agency after them, and declare bankruptcy and discharge the debt. Then the rest of us payer higher insurance costs because the hospitals have to increase their fees to the paying patients to cover the care provided to those who don't pay, i.e., cross-subsidization.
This is why we need to pass legislation requiring everyone to carry at least catastrophic coverage with vouchers for those who really cannot afford the premiums.
