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Old 08-04-2004, 04:59 PM   #1186
Gattigap
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Quote:
Originally posted by Hank Chinaski
you were spunky a few weeks back. I like spunk; once. I just wanted to fire a warning shot G. We can be tight, or we can enemies, but I don't fight conventionally. Friends?
Depends.

My participation in the California branch of the 3-Purple-Heart-He-Man-Conservative-Haters-Club (f/k/a the We're-Liberal-We're-Sorry-Please-Don't-Hurt-Us-Club) offers discounted health care, and I'm loathe to give it up. S'ok with you? If so, cool -- let's go bowling or something.
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Old 08-04-2004, 05:05 PM   #1187
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Originally posted by Replaced_Texan
Have you ever tried to buy individual health insurance? The same basic coverage is a LOT higher when purchased by an individual than when purchased by an employer. The more people under the policy, the lower the premiums. My $300 policy with my employer is about $200 more if I tried to buy it on my own. And that is as a single non-smoking female. Looking at what your employer pays for your insurance is not a good indicator of what an individual policy might cost.
Wrong. It all depends on the individual. The total cost of a policy for a 30 year old healthy single non-smoking male is cheaper as an individual policy than what his employer and he pay together.

Is $300 how much you pay a month for your plan or is that the total cost? Is it an HMO or a PPO? If it isn't outable, what company is it through?
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Old 08-04-2004, 05:07 PM   #1188
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Originally posted by Mmmm, Burger (C.J.)
Sure, in the same sense that my employer gets a windfall for paying me what they do rather than my actual value, and Ty gets a windfall for being paid a lawyer's salary to post here.
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Old 08-04-2004, 05:12 PM   #1189
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Quote:
Originally posted by Mmmm, Burger (C.J.)
Sure, in the same sense that my employer gets a windfall for paying me what they do rather than my actual value, and Ty gets a windfall for being paid a lawyer's salary to post here.
Step down B. Ty also is responsible for creating a large volumes of page hits at various blogs. This increases income to the remains of the dot.com industry.

We all serve in our own way.
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Old 08-04-2004, 05:24 PM   #1190
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Quote:
Originally posted by Not Me
Wrong. It all depends on the individual. The total cost of a policy for a 30 year old healthy single non-smoking male is cheaper as an individual policy than what his employer and he pay together.

Is $300 how much you pay a month for your plan or is that the total cost? Is it an HMO or a PPO? If it isn't outable, what company is it through?
I have a very nice self-funded policy through large employer (I'm estimating about 50,000 people are covered through the plan), and I don't pay a cent for it. $287.78 is the total cost per month paid by my employer for my health insurance according to my pay stub. My benefits providedb by my employer include the drug benefits and mental health coverage. I just ran the "find a quote" tool through the insurance company that administers the plan and the plan came to $555 as my standard monthly premium with similar benefits. Of course, if I wanted to skip the drug benefits, I could pay $419 a month.
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Old 08-04-2004, 05:26 PM   #1191
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Quote:
Originally posted by Hank Chinaski
Step down B. Ty also is responsible for creating a large volumes of page hits at various blogs. This increases income to the remains of the dot.com industry.

We all serve in our own way.
First runner up POTD. Should Burger's be deleted, this post will take over as POTD.
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Old 08-04-2004, 05:30 PM   #1192
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Originally posted by Not Me
First runner up POTD. Should Burger's be deleted, this post will take over as POTD.
Why would Burger's post be deleted? It's not like he was describing a homosexual love affair with slave or anything.
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Old 08-04-2004, 05:30 PM   #1193
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Quote:
Originally posted by Replaced_Texan
I have a very nice self-funded policy through large employer (I'm estimating about 50,000 people are covered through the plan), and I don't pay a cent for it. $287.78 is the total cost per month paid by my employer for my health insurance according to my pay stub. My benefits providedb by my employer include the drug benefits and mental health coverage. I just ran the "find a quote" tool through the insurance company that administers the plan and the plan came to $555 as my standard monthly premium with similar benefits. Of course, if I wanted to skip the drug benefits, I could pay $419 a month.
I guess it varies from state to state because in California if you are a healthy non-smoker under age 40, if you leave your job, you can always get a cheaper individual policy than if you go with COBRA. This is because the group policy you are payng for under COBRA is based on a group that includes people some of which are not healthy and some smokers and some over 40. Their health care costs are more than yours, yet in the group plan, everyone pays the same premium regardless of age or health status. That of course being the whole point of a group plan.
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Old 08-04-2004, 05:32 PM   #1194
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Quote:
Originally posted by Shape Shifter
Why would Burger's post be deleted? It's not like he was describing a homosexual love affair with slave or anything.
Just saying.
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Old 08-04-2004, 05:35 PM   #1195
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Quote:
Originally posted by Shape Shifter
Why would Burger's post be deleted? It's not like he was describing a homosexual love affair with slave or anything.
At worst, it will be moved to a designated protest area. I can live with that.
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Old 08-04-2004, 05:38 PM   #1196
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Quote:
Originally posted by Not Me
I guess it varies from state to state because in California if you are a healthy non-smoker under age 40, if you leave your job, you can always get a cheaper individual policy than if you go with COBRA. This is because the group policy you are payng for under COBRA is based on a group that includes people some of which are not healthy and some smokers and some over 40. Their health care costs are more than yours, yet in the group plan, everyone pays the same premium regardless of age or health status. That of course being the whole point of a group plan.
Are you positive that the coverage is identical? And is the policy intended to be gap coverage, or is it intended to be permanent individual coverage? Gap coverage, especially if it is catastrophic, is MUCH cheaper than "real" coverage.

I'm actually surprised this is the case in CA because it is my understanding that CA has lots of coverage mandates that push up the cost of actual insurance but of course do not apply to self-funded plans.
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Old 08-04-2004, 06:17 PM   #1197
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Originally posted by ltl/fb
Are you positive that the coverage is identical? And is the policy intended to be gap coverage, or is it intended to be permanent individual coverage? Gap coverage, especially if it is catastrophic, is MUCH cheaper than "real" coverage.

I'm actually surprised this is the case in CA because it is my understanding that CA has lots of coverage mandates that push up the cost of actual insurance but of course do not apply to self-funded plans.
The people I know who did this left a law firm I worked at to do contract work. The law firm plan was through a major insurance company and it was a group plan. I am not sure if they self-funded the plan and insurance company just administered it or whether it was a group policy. I think it was a group policy, though. The people who left bought individual plans that were permanent from the same insurer. I believe it was the same plan or at least similar.

The law firm had several health plans to choose from. This person had the higher priced PPO when they worked there so to COBRA they had to keep the same policy they had. I think the COBRA price was over $500/mo for them and they were able to beat that with a PPO individual plan from the same insurance company and I believe it was the same PPO with the deductible/copays/cap.
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Old 08-04-2004, 06:24 PM   #1198
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AG, you know I've learned not be derogatory about whatever head covering people want to wear, but will these guys not let me eat bacon when they take over?

http://www.local6.com/money/3614199/detail.html

Quote:
Woman Fired For Eating 'Unclean' Meat
Attorney: 'It's A Classic Case Of Religious Discrimination'

ORLANDO, Fla. -- A Central Florida woman was fired from her job after eating "unclean" meat and violating a reported company policy that pork and pork products are not permissible on company premises, according to Local 6 News.

Lina Morales was hired as an administrative assistant at Rising Star -- a Central Florida telecommunications company with strong Muslim ties, Local 6 News reported.

However, 10 months after being hired by Rising Star, religious differences led to her termination.

Morales, who is Catholic, was warned about eating pizza with meat the Muslim faith considered "unclean," Local 6 News reported. She was then fired for eating a bacon, lettuce and tomato sandwich, according to the report.
But shouldn't they have started with "not hard beatings" before going to firing?

Quote:
The CEO of Rising Star, Kujaatele Kweli, told Local 6 News that they have tried to create an office that accommodates anybody's religion -- not just Islam.
"Clearly you're accommodating," Holfeld said.
"Yes." Kweli replied.
"And you have an ecumenical philosophy," Holfeld said.
" Yes," Kweli replied.
"(Then) shouldn't you be able to accommodate all faiths in the same lunch room?" Holfeld asked.
"We do, we can," Kweli said.
"But you've dismissed one of your employees for eating pork in the lunch room," Holfeld said.
"Yes, pork is considered unclean," Kweli said.
There is no picture of the woman, so its possible this is just a non-objectionable way to fire a fatty, but still.....no bacon? Couldn't they fire her for not covering her head or something?
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Last edited by Hank Chinaski; 08-04-2004 at 06:38 PM..
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Old 08-04-2004, 06:35 PM   #1199
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Quote:
Originally posted by Hank Chinaski
AG, you know I've learned not be derogatory about whatever head covering people want to wear, but will these guy's not let me eat bacon when they take over?
As long as there is a Rep in the WH, I think we are safe from being taken over. The Rep Prez won't be afraid to fight back.
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Old 08-04-2004, 06:40 PM   #1200
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Quote:
Originally posted by Hank Chinaski
There is no picture of the woman, so its possible this is just a non-objectionable way to fire a fatty, but still.....no bacon? Couldn't they fire her for not covering her head or something?
You're not thinking creatively. Try OSHA. Maybe in Bush's America, pork really is unclean.
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