Quote:
Originally posted by notcasesensitive
Here is a not so fun question for the Board:
What should a person do if she guaranteed a student loan for her now-ex-husband (less than a year before the divorce, no less) and she finds out today that he has turned deadbeat and is not paying it? The loan is in loss recovery and the person at the bank that I spoke with said that my options are:
1. pay the entire amount now due and they will take it completely off of my credit history (but not the deadbeat's) and then proceed against him
2. settle with them for some lesser amount and it will remain on my credit as a settled debt, and then go after him
3. try to find him and get him to pay up
I spoke with deadbeat's mom, who says he is "between jobs" and gave me his cell number. He (surprise!) didn't answer his cell. I don't think that even if they were inclined to help me (which they might be if convinced by me), his parents could afford to pay it off. I can afford to pay it off if I need to. And it seems to me that I have to do option 1. Anyone care to convince me otherwise? I'll certainly miss that $21k from my savings.
People suck.
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I have squirreled away some nuts for a rainy day. Let me know if you need them, and me and my nuts will be right over.
Or, if you prefer, I can sneak in to his place through that hole by the gutter and nibble his nuts until he pays.
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