Quote:
Originally posted by ltl/fb
Auto insurance? Their health insurance may well refuse to pay b/c they can recover thru auto insurance.
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Assuming it wasn't a hit and run or uninsured driver.
However, I believe how it works is that the health insurer has to pay until there is a determination of liability. Then the insurer can recover its payments from the auto insurer or the judgment. At least that is how my insurance works. They pay and investigate the liability issue and attempt to deal with the auto insurer directly to get reimbursed from the medical payments portion of the policy (which pays without regard to liability). If the case goes to court or settles out of court on the liability issue, the health insurer will try to get some of the settlement/judgment if their payments weren't covered by what was available under the medical payments portion of the policy.
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