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08-23-2005, 06:21 PM
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#2236
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Wild Rumpus Facilitator
Join Date: Mar 2003
Location: In a teeny, tiny, little office
Posts: 14,167
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FUPA
Quote:
Originally posted by Hank Chinaski
I'm tall and chubby.
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Go ahead and say it. Fat. There, don't you feel better now?
__________________
Send in the evil clowns.
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08-23-2005, 06:22 PM
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#2237
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Registered User
Join Date: Mar 2003
Location: Flyover land
Posts: 19,042
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Revisiting Crappy Credit Stuff
Quote:
Originally posted by taxwonk
Another loan for Ditech?
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What's Ditech?
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08-23-2005, 06:23 PM
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#2238
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WacKtose Intolerant
Join Date: Mar 2003
Location: PenskeWorld
Posts: 11,627
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These guys sound like a bunch of wussified pussies to me. Probably spin class denizens. I think I know the depressed guy and frankly I was surprised he had the equipment to conceive.
__________________
Since I'm a righteous man, I don't eat ham;
I wish more people was alive like me
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08-23-2005, 06:24 PM
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#2239
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Guest
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NCS
Quote:
Originally posted by sebastian_dangerfield
I think that myself a lot, when I'm watching my money go to paying for home renovations and trips to her friends' weddings. It would be nice to take all that cash and live in a bachelor pad and have a fat ride and go to Vegas whenever I like and never deal with having a kid.
But then, I'd be dead. So its a totally ludicrous fantasy.
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What, your wife has the antidote? Now that's what I call mantrappin'.
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08-23-2005, 06:24 PM
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#2240
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Flaired.
Join Date: Mar 2003
Location: Out with Lumbergh.
Posts: 9,954
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Since we're on the subject
Quote:
Originally posted by ironweed
Actually, the red color is a natural camouflage it uses to blend in with yo momma's chronic inflamed crotch rot and taint rash. Turns out Darwin was right.
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Speaking of Darwin, he apparently "borrowed" the whole survival of the fittest thing from another, less well known scientist of the time. I'm calling the little fish with feet thing Wallaceism from now on. I'm sure this will catch on.
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08-23-2005, 06:25 PM
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#2241
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Wild Rumpus Facilitator
Join Date: Mar 2003
Location: In a teeny, tiny, little office
Posts: 14,167
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Revisiting Crappy Credit Stuff
Quote:
Originally posted by ltl/fb
What's Ditech?
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It's some cheesy online second mortgage lender. Their annoying ads are plastered all over every channel on the tv here. I just figured they were national.
__________________
Send in the evil clowns.
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08-23-2005, 06:29 PM
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#2242
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Registered User
Join Date: Mar 2003
Location: Flyover land
Posts: 19,042
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Revisiting Crappy Credit Stuff
Quote:
Originally posted by taxwonk
It's some cheesy online second mortgage lender. Their annoying ads are plastered all over every channel on the tv here. I just figured they were national.
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My kayak and I do not watch television.
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08-23-2005, 06:29 PM
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#2243
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[intentionally omitted]
Join Date: Mar 2003
Location: NYC
Posts: 18,597
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Since we're on the subject
Quote:
Originally posted by ironweed
Turns out Darwin was right.
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Story of your life.
TM
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08-23-2005, 06:30 PM
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#2244
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Registered User
Join Date: Mar 2003
Location: Flyover land
Posts: 19,042
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Since we're on the subject
Quote:
Originally posted by ThurgreedMarshall
Story of your life.
TM
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s/b story of his death without offspring, but whatever.
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08-23-2005, 06:30 PM
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#2245
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WacKtose Intolerant
Join Date: Mar 2003
Location: PenskeWorld
Posts: 11,627
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Revisiting Crappy Credit Stuff
Quote:
Originally posted by ThurgreedMarshall
If you settle for less, is it possible to negotiate a clear result for your credit if you offer them more than your initial really low offer? Everything is negotiable.
TM
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Yes. I have a "friend" who did this. Defaulted on a major obligation. Refi'd out of it. And as part of that process negotiated into the Release a clear credit report result.
Notwithstanding that, that same said friend never had a problem renting apartments or getting credit at relatively low rates during the period that this default was on her credit report. If you score is otherwise good and your income is good (which I assume it is) this one thing is not going to sink you, especially not for a rental (unless the rental market has changed drastically since I was last in it).
__________________
Since I'm a righteous man, I don't eat ham;
I wish more people was alive like me
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08-23-2005, 06:33 PM
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#2246
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Moderator
Join Date: Mar 2003
Location: Monty Capuletti's gazebo
Posts: 26,203
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NCS
Quote:
Originally posted by ironweed
What, your wife has the antidote? Now that's what I call mantrappin'.
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Shit, you just reminded me... TM may get to see my wife's tits. She took some photos of herself a few weeks back with the new digital camera. We printed and erased all but two.
Well, she took the camera to a large party at a golf course last weekend and lost it somewhere there during the evening.
I'll let you knoww if they turn up on the net.
__________________
All is for the best in the best of all possible worlds.
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08-23-2005, 06:37 PM
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#2247
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Proud Holder-Post 200,000
Join Date: Sep 2003
Location: Corner Office
Posts: 86,129
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NCS
Quote:
Originally posted by sebastian_dangerfield
Shit, you just reminded me... TM may get to see my wife's tits. She took some photos of herself a few weeks back with the new digital camera. We printed and erased all but two.
Well, she took the camera to a large party at a golf course last weekend and lost it somewhere there during the evening.
I'll let you knoww if they turn up on the net.
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Fuck. Those aren't the photos where you can see the tattoos on my ass are they? My wife would recognize that shit.
__________________
I will not suffer a fool- but I do seem to read a lot of their posts
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08-23-2005, 06:42 PM
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#2248
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Moderator
Join Date: Mar 2003
Location: Monty Capuletti's gazebo
Posts: 26,203
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NCS
Quote:
Originally posted by Hank Chinaski
Fuck. Those aren't the photos where you can see the tattoos on my ass are they? My wife would recognize that shit.
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Dude, deal with that chancre. Its oozing down your leg. I couldn't even photo shop that thing out.
__________________
All is for the best in the best of all possible worlds.
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08-23-2005, 06:45 PM
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#2249
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Flaired.
Join Date: Mar 2003
Location: Out with Lumbergh.
Posts: 9,954
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Revisiting Crappy Credit Stuff
Quote:
Originally posted by Penske_Account
Yes. I have a "friend" who did this. Defaulted on a major obligation. Refi'd out of it. And as part of that process negotiated into the Release a clear credit report result.
Notwithstanding that, that same said friend never had a problem renting apartments or getting credit at relatively low rates during the period that this default was on her credit report. If you score is otherwise good and your income is good (which I assume it is) this one thing is not going to sink you, especially not for a rental (unless the rental market has changed drastically since I was last in it).
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The rental market in Santa Monica is a bitch. Anything good has 5 offers on it within a day or two and the landlords get to pick and choose. I know of a recent situation where my friend was first in line and they actually took the second in line person who had a ridiculously high score. I'm not super worried, because Mr Man has a great score and this thing on my credit right now is an anomoly, which still doesn't put me into shitty credit land. But knowing that I'm trying to move into an owner's market makes me more concerned than usual.
But it is interesting to know that your "friend" negotiated that. The Bank thinks it has a pretty strong postion here, I think, because instead of a separate guaranty, I am one of two signatories on the note. There is no distinction in the paper between me and deadbeat. I haven't raised the issue of costs of collection and potential settlement amounts with them yet, because thus far I've been more fishing for information than anything.
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08-23-2005, 06:50 PM
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#2250
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Guest
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Since we're on the subject
Quote:
Originally posted by ThurgreedMarshall
Story of your life.
TM
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It sure ain't Intelligent Design.
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