Drive fast, live hard, no regrets... Sorry Penske

[Tyrone Slothrop]

Originally posted by notcasesensitive
So what is a good FICO score and what is a bad FICO score? I just got mine from Equifax and just on the basis of a $0 balance negative report by deadbeat's lender, I'm sure it has dropped. Otherwise my credit is perfect. Not a single late payment reported.

Is there a way to get your credit score for free?

[sebastian_dangerfield]

Originally posted by Pretty Little Flower
http://members.cox.net/terracereform...nContracts.htm

Dude, thanks!

That adhesion stuff is cool. Hey, while you're at it, can you tell me what fennel is?

[ltl/fb]

Originally posted by sebastian_dangerfield
My God. How did I ever get a mortgage? And who loaned me the money for that damned german car?

I've paid just about everything imaginable late and I'm sitting in a house, with a car, with credit cards. Explain.

You are probably just paying higher interest rates than you otherwise would be. If the only bad thing was that missed payment years ago, it's fallen off.

It's not that you can't get a loan -- fuck, anyone can get a loan -- it's that the rates differ depending on what the lender thinks the risk is.

[sebastian_dangerfield]

Originally posted by Penske_Account
Especially if they are Second Amendment people.

Credit society.

[Pretty Little Flower]

Originally posted by sebastian_dangerfield
Dude, thanks!

That adhesion stuff is cool. Hey, while you're at it, can you tell me what fennel is?

Fennel is a crisp, aromatic vegetable with a licorice flavor and celery-like texture. the bulb is delicious raw in salads (and great cooked as well), and the feathery fronds can be used as seasoning. The rounder bulbs seem to be more tender than those that are really flat. (Some markets label it anise, which it is not.)

[dtb]

I've mentioned here before how these macho dudes on the desk hum along sweetly to corny music, but today, another observation:

A girl on the desk has a Kelly Clarkson song as her cell phone ringer. Her phone rang, and she was teased within an inch of her life.

Fast forward to five minutes later, and what is cute dude who sits next to me singing? "HERE I AM!!" (a la Kelly Clarkson).

This time, however, I laughed in his face. And told him he spilled his lunch on his shirt. He was suitably chagrined.

[Mmmm, Burger (C.J.)]

Originally posted by Tyrone Slothrop
Is there a way to get your credit score for free?

Dunno if the deals are still available (probably are), but one could get the score for free by signing up for one of the credit protection "services" (that do nothing, of course) and cancelling within the 30-day window.

You can get your credit reports for free pursuant to federal law, although some states aren't yet covered until later this year.

[Replaced_Texan]

Originally posted by Pretty Little Flower
Fennel is a crisp, aromatic vegetable with a licorice flavor and celery-like texture. the bulb is delicious raw in salads (and great cooked as well), and the feathery fronds can be used as seasoning. The rounder bulbs seem to be more tender than those that are really flat. (Some markets label it anise, which it is not.)

Don't even need it in salads. Just chop it, throw some lemon juice, olive oil and salt and pepper on it, and it's an excellent side dish.

[baltassoc]

Originally posted by sebastian_dangerfield
My God. How did I ever get a mortgage? And who loaned me the money for that damned german car?

I've paid just about everything imaginable late and I'm sitting in a house, with a car, with credit cards. Explain.

Hey, I got a car loan, a mortgage and enough credit card offers to heat my house in the winter by burning, too. But the interest rates are lower now.

[sebastian_dangerfield]

Originally posted by ltl/fb
You are probably just paying higher interest rates than you otherwise would be. If the only bad thing was that missed payment years ago, it's fallen off.

It's not that you can't get a loan -- fuck, anyone can get a loan -- it's that the rates differ depending on what the lender thinks the risk is.

I got the best rate available at the time as well. My credit actually came back perfect. Go figure. I don't get it either. I had to ask the loan people if they had my name right.

[Tyrone Slothrop]

Originally posted by Mmmm, Burger (C.J.)
You can get your credit reports for free pursuant to federal law, although some states aren't yet covered until later this year.

Further research reveals:



https://www.annualcreditreport.com/cra/index.jsp

[Penske_Account]

Originally posted by Pretty Little Flower
Fennel is a crisp, aromatic vegetable with a licorice flavor and celery-like texture. the bulb is delicious raw in salads (and great cooked as well), and the feathery fronds can be used as seasoning. The rounder bulbs seem to be more tender than those that are really flat. (Some markets label it anise, which it is not.)

What do you know about Ice Wine?

[Alex_de_Large]

Originally posted by Pretty Little Flower
Hmmm, have you tried unconscionability?

How could you possibly suggest that he try that? Have you no shame?

[notcasesensitive]

Originally posted by sebastian_dangerfield
I got the best rate available at the time as well. My credit actually came back perfect. Go figure. I don't get it either. I had to ask the loan people if they had my name right.

Your credit card, etc. accounts typically won't report you for anything less than 90 days late (some asshole companies might report at 60, but that is not the rule). If you've been making payments 30-45 days late for years, it might never be reflected in your report. Why? The credit card companies and other creditors want to keep you as their customer. Especially if they're collecting interest from you.

[Penske_Account]

Originally posted by sebastian_dangerfield
I got the best rate available at the time as well. My credit actually came back perfect. Go figure. I don't get it either. I had to ask the loan people if they had my name right.

Yes, Mike Dimone is a fairly common name.