Quote:
Originally posted by TexLex
When did he default? If it's after the limitations period, I wouldn't do a thing. Find that out before offering up a dime.
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His last payment was January 2005. I'm sure it is within the limitations period.
How bad would it be to have a settled debt on my credit report? Bad enough to pay the full amount to get it off instead of trying to save myself a few thousand?
In a not-so-wonderful coincidence, I rent and will be moving within 6 months. My bf has stellar credit, but I don't want something on my credit to screw us in the renting process. We'll be trying to rent a place in Santa Monica, which is a total landlord's market. And good stuff flies off the market with multiple people waiting in line for it.
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